Working capital loan

Working Capital Loan - Solution for stability and growth of your business

A working capital loan is an effective financial tool that helps many businesses maintain and grow their professional operations. It is designed for businesses that need short-term funding to cover their running costs and maintain stable working capital. It provides the necessary funds to sustain operations by helping companies manage costs and fluctuations in revenue.

What is it?

A working capital loan is aimed at covering the day-to-day costs associated with the normal running of the business. Most often this includes the cost of raw materials, labour, rent and other liabilities. It can also be used to purchase new machinery and equipment in order to optimize workflow. Working capital loans are suitable for businesses that are experiencing temporary difficulties and lack of funds without affecting their financial stability and company growth. They are particularly suitable for those with seasonal fluctuations in demand.

What are the benefits and conditions?

Working capital loans offer flexibility and speed in meeting the ongoing obligations of the business. Loan funds can be drawn down in one lump sum or in tranches within the agreed term. One of the key advantages is the ability to automatically repay with each credit to the company's current account. The funds can then be reused in the business cycle without interruption. This type of credit is useful for maintaining a smooth financial flow, especially for companies whose activities are highly seasonal.

Other key benefits:

✔️ Facilitated application procedure - FinTim's team is on hand to assist you with a quick and hassle-free application and approval process.

✔️ Flexible management and broad scope - Funds can be used from the moment of receipt for anything related to the business and its development. This allows easy and timely access to the finance you need.

✔️ Re-utilization - After each credit is credited to the company's account, the loan can be automatically repaid and the funds reused within the agreed limit.

✔️ Support for growth and stability - Provides businesses with important resources needed for their strategic development.

✔️ Expense Planning Capability - Supports long-term planning and facilitates resource management, allowing companies to meet ongoing needs and be prepared.

Why choose FinTim?

FinTim is a trusted partner for businesses, providing professional assistance and expertise when selecting a working capital loan. Working closely with the country's leading banks, we offer customized solutions tailored to each company's needs. Our services are completely free of charge to clients, and our team is by your side throughout the entire process - from the preliminary needs analysis to finalizing the contract with the chosen bank. FinTim helps you choose the best deals and low interest rates, providing access to financing on optimal terms and with flexible repayment options.

By trusting FinTim, you get a professional approach, discretion and ongoing support for the sustainable development of your business. Contact us today!