Business Loan

What is business Loan?

Business loan is a key financial tool for small and medium-sized enterprises seeking growth, modernization and stability. Designed to assist businesses in their expansion, it provides the necessary funds to achieve strategic goals.

This includes two main types of loans - working capital loan and investment loan - which address different aspects of the financial needs of businesses.

1. Credit for working capital

This type of business loan is designed to cover current expenses and maintain a stable cash flow. It is particularly useful for businesses that experience temporary working capital shortages or face seasonal fluctuations in revenue. The main advantage is their flexibility and the possibility of automatic repayment with current account receipts. The funds can then be reused in the business cycle.

2. Investment credit

Investment loans are aimed at long-term investments such as the purchase of machinery, equipment, real estate or construction. They help businesses implement large-scale projects that require significant resources. They thus provide a solid foundation for sustainable growth. These business loans feature individual repayment plans and attractive terms that facilitate companies' financial planning.

Why choose FinTim for your business loan?

FinTim is a licensed credit counselor that provides free consultation and full assistance throughout the application and approval process. Thanks to our collaboration with the country's leading banks, we can offer the best terms and low rates tailored to your business's individual needs. Our team is always on hand to help you choose the right business loan and ensure stability and growth for your company.

Contact FinTim and find the optimal solution for your business by trusting the professional assistance and experience of our credit consultants.