Investment loan

Investment credit - Solution for long-term business development

Investment credit is an important tool for financing business projects and acquiring fixed tangible assets needed to expand operations and achieve long-term goals. It is designed for businesses that need funds to purchase real estate for business needs, equipment upgrades or construction. It is designed to support companies in a variety of sectors in the implementation of large-scale projects that require significant resources and careful planning.

What is it?

An investment loan is a long-term loan aimed at financing business investments, such as the purchase of equipment and machinery, the acquisition of real estate for the needs of the business (office, warehouse, industrial building) or the renovation and expansion of existing facilities. It is intended for legal entities, sole traders, freelancers and private farmers. It covers costs that a company cannot finance entirely from its own resources. At the same time, it provides the possibility of staged repayment in accordance with individual needs and project specifics, according to an individually agreed repayment plan.

Who is it suitable for?

Investment loans are suitable for companies seeking to expand and improve their operations. They are ideal for companies planning significant expenditure on construction projects, acquiring real estate, upgrading production lines or purchasing specialised equipment. These loans provide the necessary investment financing for start-ups and established businesses that want to secure steady growth and improve their competitiveness.

What are the eligibility conditions?

To obtain a loan for investment, companies must provide a detailed business plan and a financial forecast that demonstrates the ability to make regular repayments. In addition, applicants must provide a self-participation of, in most cases, 20% of the investment value, excluding VAT. The repayment process is carried out according to an individually agreed repayment plan that is tailored to the sources of income and the specificities of the business.

What are the advantages?

• Long-term financing - Investment purpose loans provide the opportunity to finance large-scale projects, ensuring a long-term repayment period.
• Flexible repayment terms - The loan can be repaid through an individually negotiated plan that takes into account seasonality of income and funding sources.
• Improving competitiveness - It enables companies to modernize their operations, improve their productivity and increase their competitiveness.
• Access to fixed assets - Investment loans allow the acquisition of tangible fixed assets, which are an important part of a business growth strategy.

Why trust FinTim?

FinTim is a licensed credit consultant that provides free assistance to businesses throughout the process of applying for and obtaining an investment loan. Our team is available to provide you with the best solutions to suit your individual needs.

Thanks to our contractual relationships with the country's leading banks, we can provide our clients with access to the best terms and low interest rates on the market. In this way we help their growth and financial stability.

Contact FinTim today and let's work together to achieve the best for your business goals!